CREDITSCAN

In 2005 Creditscan became a role player in the Credit Bureax environment of SA.

It is an Credit Enquiry Software package currently fully integrated into CMS and have the functionality to do:

Loan Registrations on the NLR Register

Online NLR enquiries.

Payment Profiles

Closures

Consumer profiles

New Features shortly available:

We are currently upgrading our Web-services: www.creditscan.co.za

Many other types of enquiries

MICRO FINANCE NETWORK:

MFN is an INTERNET SERVICE PROVIDER with the following products to offer:

ADSL Access

Dialup Services for remote areas

Unlimited E-Mails

Backup to FTP Server.

Domain Registrations

Website Hosting

Web Design

JEDSURE Insurances:

The new Credit Act made provision for Micro Financiërs to provide Credit Life Cover to the Borrower. This became necessary to ensure the same income can be maintained even after the interest rates have been dropped. It also provide accidental death coverage of the outstanding capital amount in case of death. This products are unbelievable inexpensive and could provide additional income to any, It is extremely beneficial to both the Lender and the Borrower.

Digital Fingerprint Reader: (Optional)

Build in security against Fraud Feature the Following:

Scan the fingerprint of the Lender on accepting a new Loan all ten fingers get scanned

Scan the fingerprint of one of the Borrower fingers on receiving a loan before printout of the Loan can commence.

Scan on acceptance of a new client.

SMS`s Services (New)

Another feature build in to CMS is our SMS Facility:

One can auto send SMS`s to your Client wishing them Happy Birthday

Invite them to visit your shop after an absence of 60 days.

Reminding the Client of any overdue.

Notify the owner of any critical changes on the database

COREPAY®: Payment & Collections + (Currently under development)

Withdrawals - Aedo and Naedo.

Money transfers from the Office account to the Borrowers account.

Issue a special Loan-card for Loan Proceedings to be paid into a ATM Debit Card

Main purpose is to Remove Cash from your premises)

Absolutely Affordable Rates!!!

CMS Client Management Systems:

CMSv5 Features:

Enable one to Load and Manage Clients.

Create new Quotations and Loans according to your own Profit Values use ONE very readable page only.

Are fully NCA Compliant.

Got multiple reports in both DUE DATE and CREATE formats.

Got a fully comprehensive Cashup Module with E-Mail and Credit Enquiries features.

Got a Management Info Report showing all values since the begining to the udefinite future.

Affordabilty Calculations in two formats A) Comprehensive Affordability Study B) Percentage Salary Based.

Batch Payments/Payroll

Owner/Manager/User Security options

Send SMS to your Clients: Remind them of payments Due, congratulate them on Birthdays, Do clever marketing,,,

Much more.....

CMS Corporate Module:

For a small monthly hosting fee MFN will set you up with an dedicate FTP Service to store Day to Day Backup files.

These file will give you extra security and can be opened and work with in a Headoffice Environment.

Fully functional program with direct access to your reports etc, can be done off line once the files has been transferred to yur Server at Headoffice.

Daily backups of all the Offices wil be stored.